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All-in-One Digital Payments Platform for Growing Businesses

Products & Services At Emergent Payments Ghana Ltd, we provide trusted, secure, and innovative payment solutions that help businesses and institutions grow with confidence. From simple collections to advanced reconciliation tools, our products are designed to make payments easier, safer, and smarter.

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Our Products

Agency Banking

Products & Services At Emergent Payments Ghana Ltd, we provide trusted, secure, and innovative payment solutions that help businesses and institutions grow with confidence.

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Benefits Customers Get:

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Mobile & Web Banking

Emergent’s Mobile & Web Banking enables customers to perform everyday banking tasks, from bill payments and airtime top-ups to account access and fund transfers, through secure mobile apps and online portals anytime, anywhere.

What Customers Can Do:

Benefits Customers Get:

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IVR Enabled Payments

Our IVR system lets customers make secure payments through a simple phone call; guided in their preferred local dialect by easy, automated voice prompts.

What Customers Can Do:

Benefits Customers Get:

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Social Media Payments

We enable businesses and customers to transact directly through Facebook Messenger and WhatsApp; from airtime and data top-ups to online shopping.

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POS Devices

Our Point of Sale (POS) devices empower merchants to process payments directly from customers’ mobile money wallets — tailored to each business’s needs.

What Customers Can Do:

Benefits Customers Get:

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Our Services

Mobile Payments & Collections

Our Mobile Payments & Collections service lets merchants receive payments quickly and securely from mobile money wallets and bank accounts.


Features:
• Direct Debit with PIN authorization
• Personalized USSD codes for payments
• Online & offline collection solutions
• Interactive customer engagement via USSD


Benefits:
• Faster payments, fewer delays
• Convenient for customers everywhere
• Secure and fully compliant

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Web Payments

Make your website work harder with Emergent’s Web Payments solution. Customers can pay easily via card or mobile money at checkout, or through secure e-invoices.


Features:
• Web POS checkout integration
• Card and mobile money acceptance
• Electronic invoices sent via email (URL link)
• Real-time payment confirmation


Benefits:
• Increases online sales
• Flexible payment options
• Trusted, secure transactions

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Custom-Made Applications

Every business is unique — and so are its payment needs. We design and deliver tailor-made applications that match your workflows, supported 24/7.


Features:
• Case-by-case development
• Custom payment workflows
• Scalable, future-proof design
• Ongoing support & maintenance


Benefits:
• Solutions designed around you
• Solutions designed around you
• Always-on technical support

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Disbursements

Simplify bulk payments with Emergent’s Disbursement service. Whether via portal upload or automated APIs, we make payouts fast, secure, and stress-free


Features:
• Bulk upload of payment files
• Automated payouts through API
• Flexible portal-based control
• Multi-channel payment delivery


Benefits:
• Saves time & reduces errors
• Works at any scale
• Secure, automated processing

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Bulk SMS

Our Bulk SMS service helps businesses connect with customers across all Ghanaian telcos — from marketing and alerts to secure payment requests.


Features:
• 2-way communication (yes/no or 1/2 responses)
• Automated alerts & reminders
• Payment requests via SMS with PIN validation
• Marketing campaigns & promotions


Benefits:
• Cost-effective engagement
• Instant customer feedback
• Easy payment verification

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